Everyone has the dream of owning a home , but it is a very difficult goal to achieve for most due to the economic context as well as the great sacrifice involved in saving a substantial sum of money to be able to buy a property, or pay off the debt. if money was borrowed to acquire it.
And the case of Wang Shenai seems to be the perfect example of this, since at only 32 years old she managed - through a method that she described as "extreme savings" - to buy two apartments that allow her to live comfortably with her husband and two daughters in Nanjing, the main city of Jiangsu province in China .
Due to power outages, the "solar fifths" return: how to assemble one and how much they cost
The same, according to what she told in the program Talk to Her of Tencent , focuses on work and savings. Shenai assured that she had to allocate practically 90% of the salary during the last 9 years in savings to be able to fulfill it.
THE SACRIFICES OF EXTREME SAVINGS
As he explained, among the sacrifices they had to make to have that comfortable lifestyle were dressing in clothes donated by friends (with the exception of underwear), using used furniture and suppressing all kinds of social life that involved an outlay of money. , such as dinners, vacations or going to the movies .
In addition, when going from one place to another, they always used public transport for which they used free digital coupons that often allowed them to save the cost of the trip.
They did all this because Shenai grew up in a poor family , which taught her from a very young age the importance of saving as much as possible and how difficult it can be to get money . With these teachings , she framed her lifestyle in terms of permanent savings.
Omicron variant: why losing weight can help against Covid
THE PROBLEM OF NOT HAVING FINANCIAL EDUCATION
But while the savings mentality paid off, and by far (the family now lives in one of the most important neighborhoods in their province), Shenai admitted that the lack of financial education and the ability to reinvest was what bothered him the most. made the way difficult.
And it is that while they managed to save a lot of money over the years, it remained fixed, without generating income or extra interest that would make her situation easier on a day-to-day basis.
Because of this, Shenai stated, " I think it's important for women to buy property. Everyone should do it. It doesn't matter how big or how small she is. When a woman finds fault with society, her house is where she can take refuge ."